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MORTGAGE BASED HOUSING POLICY NEEDS URGENT REAPPRAISAL

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Housing policy now stands at a watershed and whichever party wins the general election will need to tackle the issu...
Housing policy now stands at a watershed and whichever party wins the general election will need to tackle the issues as a matter of urgency, according to a new study, The Times reports (p31).

The policy of expanding home ownership through a mortgage has increasingly been brought into question. No government can afford to continue to promote such a strategy without adding to mortgage arrears with potential for great social and political problems, the report says.

'Mortgages, Families and jobs, an explosion of the growth in home ownership in the 1980s,' is published by the Institute for Employment Research at Warwick University, and backed by the Joseph Rowntree Foundation.
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